Paul W Sullivan & Assoc



Posted by Paul W Sullivan & Assoc on 11/19/2017

Thereís so much to consider when to comes to buying a new home. The first issue is that of your finances. You need to make sure that youíre preparing financially for the home search, and not just making your list of ďwantsĒ for a new home. Itís an exciting time when youíre purchasing your first home, but donít let the excitement overtake your responsibility. Hereís some tips to keep you on the financial straight and narrow path when preparing to buy a home: Be Mindful Of Your Credit Score Thereís many factors that can affect your credit score. Applying for new credit cards is one of those factors. Your credit score will drop a few points every time you have a new credit inquiry or open a new account. If you do get approved for new credit, lenders may have concerns that youíll spend up maxing out your new approved credit limit on that account and possibly default on your loan. Closing credit accounts is another factor that greatly affects your credit score. You may think that closing unused accounts is a good idea to help get yourself financially ready for becoming a homeowner. This isnít true. Closing accounts lowers your amount of overall available credit. This means that your debt-to-credit ratio is larger. This lowers your overall credit score. You can certainly make these smart financial changes after you close on your new home. Keep Records When you move your money around, make sure you have records of it. Your lender will want to know about any unusual deposits and withdrawals. Youíll need to prove where your money comes from. All of the cash that youíll be using for your home purchase should be in one account before you apply for a mortgage. Keep Up With Your Bills Donít increase your debt. This will have an affect on the very important debt-to-income ratio which is one of the most vital aspects of loan approval. Also, be sure that you donít skip your payments on bills. Your history of payments is incredibly important as well. Be sure that you continue to make full, on-time payments on all of your bills. Keep Your Job Even though a new job could mean a raise, or a better situation for you and your family, it could delay you in getting a mortgage. Youíll need to have your employment verified along with pay stubs to prove your source of income. Lenders like to see a longer employment history. Keep Saving The biggest up front costs in buying a home is that of closing costs and the down payment. Those must be paid at the time of closing. Lenders may even verify that your savings is on hand. Keep saving steadily and be sure to keep your savings in place.





Posted by Paul W Sullivan & Assoc on 11/17/2017


88 Beach Street , Dennis, MA 02638

Dennis (village)

Single-Family

$769,000
Price

7
Total Rooms
3
Beds
2
Baths
NORTH of 6A tucked away from the road this FULLY RENOVATED Year Round BEACH HOME is a delightful hidden gem! A total transformation in 2017 has turned it into an immaculate & gorgeous house. Fabulous NEW light & bright kitchen w/granite,cabinets,appliances,subway tile & island w/ seating for 6 which opens to the dining & sunken living area.Master bedroom has been freshly renovated w/an en suite bathroom w/new tile & vanity. A sunny second bedroom has plenty of closet space. NEW ADDITION has added a vaulted ceiling bedroom. Gleaming hardwood floors just installed & refinished throughout & fresh paint on all the walls. The exterior has NEW Paint,Windows,Paver Patio,Roof plus a lovely newly landscaped private yard. The perfect beach house less than a mile to Bay View/Mayflower Beaches
Open House
Sunday
November 19 at 11:00 AM to 1:00 PM
Please come see this wonderfully "Fully" renovated Cape Cod year round beach home!!!!!
Cannot make the Open Houses?
Location: 88 Beach Street , Dennis, MA 02638    Get Directions

Similar Properties





Categories: Open House  


Posted by Paul W Sullivan & Assoc on 11/12/2017

Any pet owner will tell you that their pets are a part of the family. They bring joy to new families getting their first dog, and companionship to people who would otherwise live alone. However, they also bring the pet odors associated with having them around the house.

Since we spend so much time in our own homes, we oftentimes donít even notice pet odors. So, even if you think your home is free of odors, itís a good idea to get an unbiased opinion of the various odors of your home so that you can address them if necessary.

In this article, weíre going to teach you how to identify and neutralize those pet odors before the open house or first home showing. That way you can make the best impression on potential sellers and leave them feeling like your home has been well-maintained.

Identifying pet odors in your home

Whether youíve got a dog, cat, rabbit, or hamster, odds are your little friend puts off some amount of odor. To discover where, if any, odors can be found, invite a friend over to your home who isnít familiar with the smells and ask them their honest opinions about the various rooms in your home. This will give you a good idea of where you need to focus your efforts.

Important areas to clean

First thingís first: the fabrics, surfaces, furniture, and carpet in your home in your home hold onto odor the most. Renting or buying a carpet cleaner, mopping the hard surfaces, and washing or refreshing curtains is a great place to start.

Many steam cleaners can be used on various surfaces, making them a good solution to get the most value out of your cleaning budget.

Donít forget the carpet pad

If your pets have ever had ďaccidentsĒ on your carpets, itís vital to remember that their mess likely soaked through the carpet onto the carpet pad. While it may seem like a lot of effort to pull up the carpet just to clean the pad, it may be your only option in severe cases of pet odors.  

Painting

Repainting is a guaranteed way to remove any lingering odors in your home. Try to time your painting so that the room has the chance to air out and the smell of fresh paint isnít overpowering.

Repainting is also the perfect opportunity to brighten up the rooms of your home, making them feel more spacious. Sticking to neutral, proven colors will give you the most bang for your buck.

Let some fresh air in

Before showing your home, open up the doors and windows and doors to closets and basements and let a draft run through the house. This can eliminate any musty smells that have accumulated in the lesser used parts of your home, as well as help mitigate the effect of pet odor.

Last minute additions

The day of showing your home, use a high-quality scented candle or two in places that your pets frequent. You donít want it to be obvious that youíre trying to mask any bad odors, so donít use anything overpowering. Rather, opt for a pleasant-to-neutral fragrance that isnít too noticeable.




Tags: selling your home   dogs   cats   pet odor  
Categories: Uncategorized  


Posted by Paul W Sullivan & Assoc on 11/5/2017

A real estate agent doesn't get paid unless he sells your house or negotiates a great deal on a new house for you to move into. If you've never worked with a real estate agent before, you may have lots of questions about how the process works. The below points offer insight into what you can generally expect when you work with a real estate agent.

Start smart when dealing with a real estate agent

During early meetings with a real estate agent, expect to find out how many other sellers or buyers the agent is representing. You'll also learn about the agent's standard commissions or fees. Third parties that the agent works with should also be discussed during early meetings.

The agent will create a marketing and advertising plan if you are selling your home. If you are house shopping, your real estate agent will search indexes, websites and directories for houses that are within your price range. The agent will also look for houses that meet your square footage and amenities requirements.

Home staging and open house schedules will be shared with you, so that you can view houses you're interested in buying in person. This also gives you the chance to as current owners of the houses or their representatives questions. If you'reselling your home, real estate agents work with stagers and interior designers to get your house ready to be showcased. Agents may ask you to remove family pictures and bright colored decorations off walls and tables while your house is being staged.

Photographs and videos will be taken of your home to generate leads. These pictures and videos will be placed on realtor websites. As a buyer, your real estate agent will share pictures and videos of houses that match your new home requirements with you.

What happens when you get closer to buying or selling a house

Throughout the home selling or home buying process, your real estate agent may telephone and email other area realtors to learn about properties on the market.

When your real estate agent finds houses that fit your requirements, he'll contact you and schedule a day and time for you to visit the houses. This part of the home buying process could take weeks or months. The more clear you are about what you want in a house, the shorter the process generally is.

Your real estate agent should handle paperwork and negotiations. Your agent should stick with your pricing requests. Your agent shouldn't talk you into buying a house that you cannot afford. Nor should your real estate agent try to talk you into buying a house that's too big or too small.

Few are as well versed in the world of home buying and selling as a real estate agent. Knowing what to expect from a real estate agent helps to take the uncertainty out of the process, especially if you're a new home buyer or a new home seller. Knowing what to expect from the real estate agent relationship also helps you to know which questions to ask agents you're thinking about contracting with.




Categories: Uncategorized  


Posted by Paul W Sullivan & Assoc on 11/3/2017


88 Beach Street , Dennis, MA 02638

Dennis (village)

Single-Family

$769,000
Price

7
Total Rooms
3
Beds
2
Baths
NORTH of 6A tucked away from the road this FULLY RENOVATED Year Round BEACH HOME is a delightful hidden gem! A total transformation in 2017 has turned it into an immaculate & gorgeous house. Fabulous NEW light & bright kitchen w/granite,cabinets,appliances,subway tile & island w/ seating for 6 which opens to the dining & sunken living area.Master bedroom has been freshly renovated w/an en suite bathroom w/new tile & vanity. A sunny second bedroom has plenty of closet space. NEW ADDITION has added a vaulted ceiling bedroom. Gleaming hardwood floors just installed & refinished throughout & fresh paint on all the walls. The exterior has NEW Paint,Windows,Paver Patio,Roof plus a lovely newly landscaped private yard. The perfect beach house less than a mile to Bay View/Mayflower Beaches
Open House
Sunday
November 05 at 11:00 AM to 1:00 PM
Come take a look at this light and bright "FULLY" renovated year round beach home. Just down the road from Mayflower and Bayview Beaches!
Cannot make the Open Houses?
Location: 88 Beach Street , Dennis, MA 02638    Get Directions

Similar Properties





Categories: Open House